Sun City Ford Finance Centre
Medicine Hat's auto financing resource
Financing, Simplified
At Sun City Ford, our finance team is dedicated to helping our customers get approved for flexible financing solutions that align with your needs and budget. From car loans to protection programs, our experts work with several financial institutions to help you get the best credit package.
Lease a Vehicle
Whether you’re visiting Southeast Alberta for a short-term stay or would like to try out a vehicle from the Ford lineup without the long-term investment, Sun City Ford has you covered. We offer a range of affordable leasing contracts for students, newcomers, and small business owners.
Credit Rebuilding Program
Having poor credit is more common than you think. Whether your score could use some work or you’ve been in the red zone for some time, Sun City Ford’s Credit Rebuilding Program can not only help you get approved for a reliable vehicle but will also help increase your credit score.
Finance FAQs
I have great credit and want a loan for a private purchase or to "pay cash" at a dealership.
No problem! If you have excellent credit, you likely qualify for a loan. Just apply now, and if approved, you can be in your new vehicle on the same day.
I do not have excellent credit...how can Sun City Ford Sales help me?
Almost 80% of all adults have at least one black mark on their credit report. If you do not qualify for a direct loan, our network of lending institutions can provide you with a loan or a lease on a new or newer vehicle. We are experts in obtaining you the financing you deserve.
What are the interest rates for my vehicle loan?
Your interest rate is influenced by several factors: whether the vehicle you want is new or used, the amount of your down payment, your credit history, and the term of your loan. Fortunately, because of the large volume of loans we provide to finance companies, our experts can always find a lender for your needs. Our credit specialist will explain the details.
How long does the process take?
Most customers are contacted within 20 - 120 minutes during regular business hours.
What is the difference between financing and leasing a car?
The main difference between financing and leasing a car is that financing involves taking out a loan to purchase the vehicle, while leasing entails renting it for a predetermined period, typically with lower monthly payments and no ownership at the end of the lease term.
My credit rating could be better. I have had some problems. Can Sun City Ford Sales help me, too?
Yes. Our lenders will help you work through your past problems. We are experts at arranging financing for a vehicle you want that fits your budget.
Are there any fees with Sun City Ford to Check My Credit?
There are no fees for this service. We just want to help you find the right vehicle from Sun City!
Financing a Ford Has Never Been Easier
Here at Sun City Ford, we believe everyone is entitled to a reliable vehicle. Whether you have good credit, bad credit, or anything in between, we’re here to help! Browse our inventory of new Fords for sale and affordable used cars, and start your credit application today
